How Does Pawning Work at Debos Pawn?

Pawning with us is a breeze! We’re open to lending money on all sorts of valuable items like gold, jewelry, electronics, power tools, and more. Just bring your item, and based on its value, we’ll work out a loan for you. If you pay back the loan, you get your item back, easy as that! Or, you can choose to just surrender your item as full payment. And don’t worry, if you need a bit more time, you can extend your pawn by covering the interest due.

Why Consider Getting a Loan from Debos Pawn?

At Debos Pawn, we’re all about offering you a swift, hassle-free, and private way to borrow money. Got a short-term cash crunch? We’ve got you covered with loans that have no hidden strings attached. There’s no need to worry about credit checks or getting caught in debt, making the whole process smooth and straightforward.

How Do We Determine the Value of Your Item?

To make sure you get the most out of your items, we do thorough research and evaluation based on the latest appraised values, condition, and resell-ability. We use all the tools at our disposal to guarantee you get the best offer, regardless of whether it’s jewelry or a DVD player. Plus, we ensure all items are in working order.

Worried About Buying Stolen Goods?

Fear not! A tiny fraction of pawned items are identified as stolen goods. We take every precaution, requiring customers to provide proper identification and a complete description of their items, which we share with local law enforcement daily. This way, we help in keeping a close watch for stolen property.

Is Debos Pawn Regulated?

Absolutely! We adhere to major federal laws applicable to financial institutions, ensuring everything is above board. This includes compliance with the Patriot Act, Truth in Lending Act, and Equal Credit Opportunity Act, and following the FTC Rules for Data Privacy and Safeguarding consumer information. Plus, as a Federal Firearms Licensee, we’re regulated by the ATF concerning firearms sales and transfers.

Concerned About Your Personal Information?

Your privacy is paramount for us. We staunchly safeguard all customer information and will never disclose it without your prior consent, unless legally obliged. Rest easy knowing your information is in secure hands.

Are Our Pawn Rates High?

Not at all! Our charges are in line with the loan size, duration, collateral, risk, and recourse. We ensure our transactions are small-dollar, short-term loans without any hidden fees, giving you peace of mind.

What If Your Property Gets Stolen?

In the unfortunate event your property gets lost or stolen, swiftly file a police report. Then, fill out the Theft Submission Form on our website, helping us and the police to keep an eye out for your property.

How to Make Payments for Redemption?

Simply make your pawn and redemption payments in cash. It’s straightforward with no fuss!

Do We Offer a Grace Period?

Yes, indeed! We provide a generous 10-day grace period on top of the 30-day contract, no questions asked. It’s all part of making the experience as friendly and accommodating as possible for you at Debos Pawn!

So come on in and experience the ease and comfort of pawning with us! Your needs and concerns are our priority. Welcome to the Debos Pawn family!